Elk Grove Bankruptcy Attorney
You’re considering bankruptcy because you’ve exhausted all other options. After struggling for months to pay your bills you may now be facing wage garnishment, foreclosure or a lawsuit and need to stop the collection action while you pursue the elimination of your debts. Fortunately, chapter 7 or chapter 13 bankruptcy can help you stop the debt collectors and eliminate your debts. If you’re considering bankruptcy I encourage you to contact our firm for a free consultation. By speaking with a bankruptcy lawyer you can learn if bankruptcy is right for you and find out how much your bankruptcy will cost. To schedule your free phone consultation call our bankruptcy attorney at (916) 596-1018.
By Adam Garcia
Stop Foreclosure & Wage Garnishment
Bankruptcy is the most effective way to stop debt collectors. When you file bankruptcy section 362(a) of the Bankruptcy Code says that debt collectors must stop collection actions. This prohibition against the continuation of collection actions includes wage garnishment, foreclosure, lawsuits, and repossession. For instance, if your wages are being garnishments under an Earnings Withholding Order the act of filing bankruptcy will stop the wage garnishment. Moreover, if the underlying debt is unsecured you may be able to eliminate that debt in chapter 7 bankruptcy. Likewise, filing bankruptcy will stop foreclosure and you may be able to keep your home in chapter 13 bankruptcy.
Your Path To Debt Relief
Debt relief begins by calling a local bankruptcy attorney. As Sacramento Law Group we focus on helping residents of Northern California achieve debt relief through bankruptcy. Whether you have several hundred thousands of dollars of debt or just a few credit cards, bankruptcy can offer lasting debt relief. To begin your path to debt relief call our lawyer at (916) 596-1018 and schedule your free bankruptcy consultation. Most consultations are conducted by phone to expedite the process. After your phone consultation our lawyer will guide you through the pre-filing process. On the other hand, if you are facing an imminent collection actions such as foreclosure or wage garnishment our lawyer will file an emergency bankruptcy petition.