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Fees

Our bankruptcy fees range from $900 to $2,200 and up, depending on the case’s fact pattern.  To receive a firm quote, you will need to call us at (916) 500-0704 for a free phone consultation.  Once we learn more about your case, we can give you an exact quote and begin the bankruptcy process.

Chapter 7 Bankruptcy Fees

Several costs go into a Chapter 7 bankruptcy.  Our fee (and the fee charged by other bankruptcy attorneys) only covers the attorney’s fee.  Apart from the attorney’s fee you will need to pay (1) the court filing fee (currently $338); (2) a credit report fee depending on the attorney ($30-$50 if you don’t already have a 3-source credit report); & (3) a credit counseling agency for the required courses (but don’t worry, this provider only charges $15 for each course with out attorney code).

Bankruptcy Attorney’s Fee

Our fee ranges from $900 to over $2,200 depending on the facts of the case.  For instance, if a client is on fixed social security income, rents, and has less than $30,000 in debt, we typically charge $900.  When a client is employed with paystubs and has moderate assets and debts, we typically charge $1,500 through a payment plan.

Of course, there is no one fee that can apply to all chapter 7 bankruptcy cases.  Simply put, some cases are complex and will require a lot more of our time.  Therefore, we have posted a sample fee schedule to give you an idea of what we may charge for certain circumstances.

Filing Fee, Credit Report & Credit Counseling

As mentioned above, the attorney’s fee doesn’t cover all costs of filing a Chapter 7 bankruptcy.  First, you must pay the Bankruptcy Court $338 when filing your Chapter 7 bankruptcy petition.  However, we can file some paperwork with the court on your behalf so that you can pay the fee in monthly installments after filing. Second, you need to get a 3-source credit report so that you know who you owe money to and their mailing address.  You can either get your own 3-source credit report, or we can order one for you at cost.  Currently, our provider only charges $30 if you’re filing by yourself and $50 if you’re filing jointly with your spouse.  Lastly, you need to take credit counseling before you can file for bankruptcy.  We can refer you to an online provider who only charges $10.

Questions?  Call bankruptcy attorney Adam Garcia at (916) 500-0704.  He can answer your questions and explain the total cost of filing Chapter 7 bankruptcy.

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