What You Need To Do To File Bankruptcy

We look forward to representing you in bankruptcy.  However, before we can file your case we need you to accomplish a few tasks.  In short, you need to (1) complete credit counseling (2) send us some documents & (3) complete the following workbook.

Have a Question?  Call attorney Adam Garcia at (916) 800-1061.  You can also send documents and questions to [email protected].

1) Credit Counseling

To complete credit counseling for only $15 go to decafnow.com and enter attorney code BTX94629.  (Warning: if you do not enter the attorney billing code you will be billed $50 instead of the discounted price of $15).  Click on “yes, this is my attorney” and complete the form on the next page.  You will be completing the “pre-filing course.”

2) Documents

Before we can file your case we need the following documents:

• Tax Returns for the past 2 years.
• Pay stubs for the past 6 months, a profit-and-loss statement for the past 6 months if you are self-employed, and evidence of any other income received over the past 6 months.
• Bank statements for the past 6 months.
• Mortgage statement, if you own a home.
• Car statement, if you have a financed car.

The 6 month period ends on the last day of the previous month before you file bankruptcy.  For instance, if you are filing in January we need pay-stubs and bank statements for the 6 month period of July-December.

Please submit these documents by:

• Email to [email protected]
• Mail to Sacramento Law Group, 3230 Arena Blvd #245-267, Sacramento CA 95834
• Fax to (916) 596-1032
• in person by appointment

3) Workbook

Part of filing bankruptcy is disclosing your income, debts, assets and transactions. Before we can file documents with the court disclosing this information, and for you to sign under penalty of perjury that said information is correct, we need some information from you. Accordingly, please complete the following forms and click “submit” at the bottom of each form.

*NOTE – you will be redirected to this page after you complete each form.

1)  BASIC INFO – husband and wife, complete this form separately.  (married couples will submit this form twice).

2) INCOME  –  husband and wife, complete this form separately.  (married couples will submit this form twice)

3) EXPENSES

4) MEANS TEST

5) REAL PROPERTY – if you own real estate you should have a mortgage statement on hand when completing this form.

6) PERSONAL PROPERTY – have a bank statement for each account on hand when completing this form.

7) DEBTS – have a mortgage statement on hand when completing this form.

8) CONTRACTS, LEASES, & CO-DEBTORS

9) STATEMENT OF FINANCIAL AFFAIRS – have your tax returns for the past 2 years on hand when completing this form.  This form will also ask you about lawsuits, garnishments, foreclosures, and financial accounts closed within the past year.