{"id":1240,"date":"2013-09-03T04:23:12","date_gmt":"2013-09-03T04:23:12","guid":{"rendered":"https:\/\/sacramentobankruptcylawyer.us\/?page_id=1240"},"modified":"2013-12-31T00:12:28","modified_gmt":"2013-12-31T00:12:28","slug":"student-loans","status":"publish","type":"page","link":"https:\/\/sacramentobankruptcylawyer.us\/student-loans\/","title":{"rendered":"Bankruptcy: Student Loans"},"content":{"rendered":"
Student loans are generally nondischargeable in bankruptcy. Unlike other forms of unsecured debt like credit cards or medical bills, student loans are excepted from discharge under Section 523 of the Bankruptcy Code. <\/p>\n
\u00a7523. Exceptions to discharge
\n(a) A discharge under section 727, 1141, 1228(a), 1228(b), or 1328(b) of this title does not discharge an individual debtor from any debt…
\n(8) unless excepting such debt from discharge under this paragraph would impose an undue hardship on the debtor and the debtor’s dependents, for\u2014
\n(A)(i) an educational benefit overpayment or loan made, insured, or guaranteed by a governmental unit, or made under any program funded in whole or in part by a governmental unit or nonprofit institution; or
\n(ii) an obligation to repay funds received as an educational benefit, scholarship, or stipend; or
\n(B) any other educational loan that is a qualified education loan, as defined in section 221(d)(1) of the Internal Revenue Code of 1986, incurred by a debtor who is an individual<\/p><\/blockquote>\n