Residents of Sutter County have few choices when it comes to affordable bankruptcy lawyers. To help people in Marysville achieve debt relief at a price they can afford bankruptcy lawyer Adam Garcia charges only $900<\/strong> in attorney fees for chapter 7 bankruptcy. To learn more about filing chapter 7 bankruptcy call Adam Garcia at (916) 500-0704<\/strong>\u00a0for a free consultation.<\/p>\n Chapter 7 bankruptcy is the most popular form of bankruptcy in Marysville and Yuba City<\/a>. In chapter 7 bankruptcy most forms of unsecured debt can be eliminated in a matter of months, not years. For instance, credit card debt is one form of debt that can be eliminated. Other dischargeable debts in chapter 7 bankruptcy include payday loans, medical bills and past repossessions.<\/p>\n Not everyone qualifies for chapter 7 bankruptcy. Some people make too much money to be eligible for chapter 7 bankruptcy. Other people have filed chapter 7 bankruptcy within the past 8 years making them ineligible to file again within that time period. To learn if you can file chapter 7 bankruptcy you will need to speak with a bankruptcy attorney during a free consultation.<\/p>\n In theory property can be sold in chapter 7 bankruptcy with the proceeds distributed to creditors. However, the vast majority of chapter 7 cases do not involve the sale of assets. When no property is sold the case is called a “no asset” chapter 7 bankruptcy. To protect property and make your case a no asset chapter 7 bankruptcy you will need to appropriately cite state exemption law with regard to each category of property listed in the bankruptcy schedules. More to the point, protecting property in chapter 7 bankruptcy is one of the chief reasons people hire bankruptcy attorneys. For a few hundred dollars in attorney fees you can protect thousands of dollars of property while eliminating thousands of dollars of debt.<\/p>\n Bankruptcy can be a powerful tool for protecting property from creditors.\u00a0 The filing of a bankruptcy petition triggers the “automatic stay” which functions as an injunction against creditor collection actions, including wage garnishment<\/a>, foreclosure, repossession, and the continuation of an active collection lawsuit.<\/p>\n Sometimes a collection event requires an emergency bankruptcy filing<\/a>.\u00a0 For instance, an impending wage garnishment may require an emergency chapter 7 bankruptcy to protect the client’s paycheck from the Earnings Withholding Order.\u00a0 Likewise, a nearing Trustee’s sale in foreclosure<\/a> may require an emergency chapter 13 bankruptcy filing to save the client’s home from sale.<\/p>\nChapter 7 Bankruptcy<\/h2>\n
Stop Wage Garnishment & Foreclosure<\/h2>\n
Emergency Bankruptcy<\/h2>\n
Bankruptcy Attorney Fees<\/h2>\n